There’s only one real rule when it comes to budgeting for your wedding ‐‐ plan only for the type of wedding you can realistically afford.
The time has come. Sit down girls, we’re talking money.
No one enjoys thinking about budgets, especially when there are dresses to be tried on and venues to book but, before you start planning your wedding, you need to know what you’ve got to spend. The major rule when it comes to budgeting for your wedding is to plan only for the type of wedding you can realistically afford. Starting married life in debt isn’t an ideal.
So, before you start visiting florists and sampling cakes, you need to decide who’s paying for what. This may involve a slightly awkward conversation with your families, but being up front now is essential.
Church of Civil? White or Ivory? Buffet and band or dinner and disco? The Planning Your Wedding book has all the help you will need to plan the wedding you want. Take a look in the shop.
How much do weddings cost?
From our registered users, it seems that the average wedding costs over £15000. This includes around £1200 for the rings, £1400 for the wedding outfits and essential pampering in the run‐up to the big day and £3500 for the reception. Of course spending varies from couple to couple and it’s important to remember that this is just an average. Some of the most romantic, unique weddings have the smallest budgets. It’s how you spend your money that counts, not how much you have to spend!
Confetti’s wedding budget planner
A successful budget is one that’s well‐organised and it’s crucial to plan what you’re going to spend on each element of the day. The Confetti interactive budget planner can help you work out how much to spend on various items. It gives you guidelines on the main costs of a wedding, as well as allowing you to personalise your budget. Add a further 10 per cent to your final figure to allow for the inevitable hidden extras – a little contingency is always a good idea.
Keep track of costs
A well‐organised bride is the keeper of numerous spreadsheets and lists! There’s no point setting out your budget if you don’t then keep a note of everything you spend on the wedding. Consider opening a designated wedding bank account and start paying in a regular sum each month, preferably by standing order or direct debit. All bills can be paid from this account, enabling you to keep an eye on your funds.
The easiest way to save money is not to pay over the odds. Shop around for your venue, dress, photographer and other suppliers before you make bookings, and don’t be afraid to ask whether companies will offer you a bespoke quotation if you want to move away from any ‘packages’ they offer. Always ask for quotations and booking confirmations in writing, and be sure to read the small print. Know what you need to pay when and beware of VAT and service charges, which can come as quite a shock if you think they’re already included!