Your guide to the traditional wedding reception order of events Traditionally, there is a set timetable of events at wedding receptions. Of course, you don’t have to do any of…
Written by Paula Jones Last updated: September 5, 2007
Over-spending can become a bad habit, just like smoking, drinking or over-eating. Here’s how to get on top of your finances…
Step 1: Keep a spending diary for a month and then assess the results to see if there are areas where you can cut back.
Step 2: Get a feeling of being in control rather than a feeling of deprivation. This will help you to view saving money in a positive light.
Step 3: Stop buying on impulse. If you really want something, leave it for a day or so and re‐consider if you still want it (many shops are willing to hold it for you for 24 to 48 hours).
Step 4: Cut down on daily expenses. Do you really need that coffee takeaway on the way to work? Replace it with a cheaper (and healthier) alternative.
Step 5: Be creative about sourcing things: second‐hand shops or online shopping can give you huge savings.
Step 6: Allow yourself small treats from time to time, but only after you’ve saved for them.
Step 7: Work towards achieving some major goals: buying your own place, starting a family or the holiday of a lifetime are great incentives for saving.
It need not be the most stressful thing you do. Stay calm and on top of things by following this...